so yeah I've had my orange savings account for several years now. I got it in college when I took this finance class that honestly had 300 plus people. On the first day of class I accidently slept in and showed up to class 20 minutes late. I had to sit on the floor because there weren't enough seats. But then three weeks later half the room was empty. Yep one of the classess.. stupid lazy business students...

Is anyone allowed to edit wetpaint articles?

Anyways the professor was amazing. He really convinced me to get on top of personal finance. He taught us stuff like compound interest and how a dollar today would equal ten dollars when we retire if we invested it properly.

One of things he urged was to get a decent savings account that offered a high interest rates. He told us that online banks were revolutionizing the industry. They had significantly lower costs than their competitors because they were on the internet. And it was a positive feed back loop because they were able to use this lower cost structure to offer higher interest rates than regular banks.

But anyways I did sign up for ING direct by the end of the class. Now all these new banks come out with higher interest rates. I hesitated but didn't switch. Now it comes out all these offers were "special introductory" ones. AKA marketing BS. Ahhh the world of business.

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